How China got a head start in fintech, and why the West won’t catch up

https://www.technologyreview.com/s/612600/how-china-got-a-head-start-in-fintech-and-why-the-west-wont-catch-up/?utm_campaign=site_visitor.unpaid.engagement&utm_medium=tr_social&utm_source=facebook&fbclid=IwAR1EjuOacCAPes3HULbw7_5PpzICrJmx7fos4xeHiFecFTMFHTja-oSiaYY