The No. 1 fear for investors a month ago has now become reality

http://www.businessinsider.com/citi-cuts-sp-earnings-target-top-investor-concern-2016-1?nr_email_referer=1&utm_content=BISelect&utm_medium=email&utm_source=Sailthru&utm_campaign=BI%20Select%20PST%20Control%202016-01-17&utm_term=BI%20Select%20PST%20Control%20Group%20%28Smart%20List%29%20-%20USE%20THIS